Credit cards have become prevalent everywhere on this planet. Credit cards allow you to withdraw cash from the designated areas, to pay for goods and services at shops to buy online on the web sitting in the comfortable environs of your home.
Credit cards are plastic cards with magnetic strip or a microchip, on which all the details: the name of the holder, the expiry date are stored in electronic format.
The first number indicates the arrival of the Charter of credit, other figures indicate the issuing bank and the bank account to which the card is linked.
The credit card is issued by approved organizations such as Banks and to become a holder of a credit card, one needs to be at least 18 years of age with a an account in the bank
After receiving the credit card, you must activate it. You should first of all sign on the back, then call up the Customer Service to activate it.
The monthly credit limit of the card depends on the contract and is calculated based on the information entered into the form.
The charge on your account of purchases made by credit card takes place in the following month with the balance by installments or only solution if you have a revolving credit card, with the calculation of interest rate or debt outstanding.
About the Author
Laurent Boen is a multi talented personality. Apart from writing Internet Marketing articles, she also specializes in financial topics such as Loans, Credit Cards Banking etc for Carte-de-Credito-online, which is a financial site targeted mainly to the Italian audience
Thursday, April 30, 2009
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